/* ===================== TERMS PAGE ===================== */
  .tmhero{position:relative;overflow:hidden;color:#fff;padding:124px 0 50px;
    background:radial-gradient(125% 150% at 16% -10%,#6a4319 0%,#422a11 52%,#2c1c0d 100%)}
  .tmhero::after{content:"";position:absolute;right:-70px;top:-60px;width:330px;height:330px;border-radius:50%;
    background:radial-gradient(circle,rgba(255,145,0,.4),transparent 66%);pointer-events:none}
  .tmhero .wrap{position:relative;z-index:2;max-width:760px}
  .tmhero .eyebrow{justify-content:flex-start;color:#FFD89B}
  .tmhero h1{font-family:var(--display);font-weight:700;font-size:48px;line-height:1.04;margin:10px 0 0;letter-spacing:-.02em}
  .tmhero .updated{display:inline-flex;align-items:center;gap:8px;margin-top:16px;font-family:var(--display);font-weight:600;
    font-size:12.5px;color:#FFE9C9;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:7px 14px;border-radius:999px}

  .tmsec{padding:52px 0 72px}
  .tmlayout{display:grid;grid-template-columns:250px 1fr;gap:44px;align-items:start}

  .tmtoc{position:sticky;top:96px}
  .tmtoc h4{font-family:var(--display);font-weight:700;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--soft);margin-bottom:12px}
  .tmtoc nav{display:flex;flex-direction:column;gap:2px}
  .tmtoc a{font-family:var(--display);font-weight:600;font-size:13.5px;color:#6e5942;text-decoration:none;
    padding:8px 12px;border-radius:10px;border-left:2px solid transparent;transition:.15s;line-height:1.3}
  .tmtoc a:hover{color:var(--espresso);background:var(--surface)}
  .tmtoc a.active{color:var(--orange);background:color-mix(in srgb,var(--orange) 9%,#fff);border-left-color:var(--orange)}

  .tm-section{scroll-margin-top:100px;margin-bottom:34px}
  .tm-section:last-child{margin-bottom:0}
  .tm-section h2{font-family:var(--display);font-weight:700;font-size:22px;color:var(--espresso);letter-spacing:-.01em;margin-bottom:11px}
  .tm-section p{color:var(--soft);font-size:15px;line-height:1.7;margin-bottom:11px}
  .tm-section p:last-child{margin-bottom:0}
  .tm-section ul{list-style:none;margin:0 0 11px;padding:0;display:flex;flex-direction:column;gap:8px}
  .tm-section li{position:relative;padding-inline-start:22px;color:var(--soft);font-size:15px;line-height:1.6}
  .tm-section li::before{content:"";position:absolute;inset-inline-start:2px;top:9px;width:7px;height:7px;border-radius:50%;background:var(--orange)}
  .tm-section a{color:var(--orange);font-weight:700;text-decoration:none}
  .tm-section a:hover{text-decoration:underline}
  .tm-section ol{list-style:none;margin:0 0 11px;padding:0;display:flex;flex-direction:column;gap:9px;counter-reset:tmc}
  .tm-section ol li{position:relative;padding-inline-start:34px;color:var(--soft);font-size:15px;line-height:1.6;counter-increment:tmc}
  .tm-section ol li::before{content:counter(tmc);position:absolute;inset-inline-start:0;top:1px;width:22px;height:22px;border-radius:50%;
    background:color-mix(in srgb,var(--orange) 14%,#fff);color:#C2660A;font-family:var(--display);font-weight:700;font-size:12px;
    display:flex;align-items:center;justify-content:center}

  @media(max-width:920px){
    .tmlayout{grid-template-columns:1fr;gap:24px}
    .tmtoc{position:static;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:16px 18px}
    .tmtoc nav{flex-direction:row;flex-wrap:wrap;gap:7px}
    .tmtoc a{border-left:0;border:1px solid var(--line);padding:7px 12px;font-size:12.5px}
    .tmtoc a.active{border-color:transparent}
  }
  @media(max-width:760px){
    .tmhero{padding:114px 0 46px}
    .tmhero h1{font-size:40px}
    .tmsec{padding:46px 0 60px}
  }
  @media(max-width:560px){
    .tmhero{padding:104px 0 44px}
    .tmhero h1{font-size:35px}
    .tmsec{padding:40px 0 56px}
    .tm-section h2{font-size:20px}
    .tm-section p,.tm-section li{font-size:14.5px}
  }
  @media(max-width:400px){
    .tmhero h1{font-size:30px}
    .tmtoc a{font-size:12px;padding:6px 10px}
  }